So whose car allowance covers the damages? Amy’s? It was her car at fault, afterwards all, and she did accord Brad permission to drive it. How about Brad’s? He was the driver, but… Bad Brad the Prince of Darkness doesn’t accept car insurance, so that rules him out. Clearly Unlucky Linda cannot be captivated accountable, so how about Faith? It was her fault, indirectly, right? Of advance she can’t be blamed, at atomic not accurately speaking.
The acknowledgment is about as bizarre as the question: Brad is the at-fault driver, so he is accurately liable. However, back he doesn’t accept car insurance, Amy can be captivated responsible. In the meantime, Linda’s car allowance will pay her medical bills, up to her action limits, through her UM coverage. Her allowance aggregation will again go afterwards Brad and/or Amy (most acceptable Amy and her accountability coverage) to balance their expenses. And finally, Unlucky Linda can sue both Brad and Amy (though apparently not Faith) for any amercement in balance of what allowance will cover.
The lesson? Don’t skimp on your car insurance, and don’t date men who drive after it - they’ll apparently bluff on you with your sister!

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This entry was posted on Sunday, June 14th, 2009 at 2:55 pm and is filed under Car insurance articles. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.